ANALISIS PENGAJUAN GUGATAN PAILIT ATAU PKPU TANPA MELALUI OJK (STUDI KASUS PUTUSAN NOMOR 389/Pdt.Sus-PKPU/2020/PN-Niaga.Jkt.Pst.)
DOI:
https://doi.org/10.55551/jip.v5i1.87Keywords:
Insurance, PT Asuransi Jiwa Kresna, Lex Specialis SystematicAbstract
Insurance is an agreement that arises between the agreement between the
insurer and the insured, then the insured will make premium payments in
exchange for the insurer who will provide guarantees for something that is
insured. Decision number 389/Pdt.Sus-PKPU/2020/PN-Niaga.Jkt.Pst. itself is a
case involving one of the insurance companies, PT Asuransi Jiwa Kresna, which
was filed without going through the Financial Services Authority as a legal
institution that can file a lawsuit against an insurance company, the filing of a
lawsuit in this case itself occurred because of the inability of PT Asuransi Jiwa
Kresna to make benefit payments to its customers. In this lawsuit itself there is a
problem where the customer who is the plaintiff files a lawsuit on his own without
going through the OJK on the basis that the customer has previously made a
request to the OJK but did not get a response and in the lawsuit itself, the
customer uses a legal reference in the form of Law Number 30 of 2014
concerning Government Administration which should use Law Number 40 of 2014
concerning Insurance against the waiting time for a response from the OJK to his
request as a legal provision that more specifically regulates the problems
experienced by customers and PT Asuransi Jiwa Kresna itself. This research
uses a normative juridical research method that relies on primary legal material
as the main material and this research also relies on the use of the Lex Specialis
Systematic principle as a basis for evaluating the use of related legal regulations.
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